FRB – Proposed Rule – Amendments to Capital Planning and Stress Testing Requirements for Large Bank Holding Companies, Intermediate Holding Companies and Savings and Loan Holding Companies

October 7, 2020 – The FRB is inviting comments on a notice of proposed rulemaking to tailor the requirements in the FRB’s capital plan rule, which applies to large bank holding companies and U.S. intermediate holding companies of foreign banking organizations.

Specifically, as foreshadowed in the FRB’s October 2019 rulemaking that updated the prudential framework for these companies, the proposal would make conforming changes to the capital planning, regulatory reporting, and stress capital buffer requirements for firms subject to Category IV standards to be consistent with the tailoring framework.

To be consistent with recent changes to the FRB’s stress testing rules, the proposal would make other changes to the stress-testing rules, Stress Testing Policy Statement, and regulatory reporting requirements relating to business plan change assumptions, capital action assumptions, and the publication of company-run stress test results for savings and loan holding companies.

This proposal also solicits comment on the FRB’s guidance on capital planning for all firms supervised by the FRB, in light of recent changes to relevant regulations and as part of the FRB’s ongoing practice of reviewing its policies to ensure that they are having their intended effect.

Comments must be received by November 20, 2020.

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